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Real Estate News - Realtor’s National Housing Trend Report for January 2014. Data reveals the median list price for January 2014 is 8.3 percent above levels observed in January 2013. The number of properties for sale is up 3.1 percent and the median age of inventory is essentially unchanged, indicating a transition to a less frenzied market compared to January 2013. Note= those are National Trends. Local Trends may fluctuate up or down. Florida ranked second only to Nevada for the number of homeowners underwater. 34% of Florida homeowners with a mortgage had a home worth at least 25% less than the combined loans secured by the property, however - Florida foreclosures in 2013 dropped 43 percent. Florida Real Estate News - Home Relocation - Update on Florida Mortgage Foreclosures - Real Estate Buyer Tips - Foreclosure Florida News - Fannie Mae Short Sales Update on Florida Short Sale Tax Breaks - Info on foreclosures short sales Florida foreclosure numbers. Discounts on Florida mortgage rates - Home buyers Low ball and all cash Housing prices on the rise and there is more good housing news  Consumer Real Estate housing fraud is explored - The data to consider for real estate mortgage credit scores - Loans are getting harder to get real estate mortgage preparation Sample of personal web sites built for our buyers Income Condos - Sample of Investment Condos - Sample of how Zeroscaping for a Florida outside Maintenance Free Yard

We Offer Buyers Full Access to All Real Estate MLS Listings Homes Condos Townhomes Villas Gulf Front Waterfront Golf Courses and more

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SEARCH CONDOS AND TOWNHOMES  Under $150,000

When you search real estate web sites on the internet and review listings, many times you can not determine if they allow pets for condos. You cannot determine the size of a boat slip or the depth of the water. How long the home or condo has been on the market. When you contact us with your criteria. We then run a full search and email you all real estate that meets your desires. We are Buyer Agents who only represent Florida real estate buyers.

Waterfront Tampa Bay Condos
$550,000 - Clearwater Beach FL Condo 3BR
$399,000 - Gulf Front Madeira Beach Condo
$375,000 - $49K Income FL Beach Condo
$350,000 - 3Br Condo Dunedin Fl Waterfront
$349,900 - Condo on Beach Indian Shores FL
$330,000 - Gulf Beach FL Investment Condo
$315,000 - Gulf Beach Condo w Rental Income
$299,900 - St Pete Beach Waterfront Condo
$289,000 - Waterfront St Pete Beach FL Condo
$279,500 - Waterfront w Boat Dock St Pete FL
$279,000 - 3Br IR Beach Florida Town Home
$229,900 - Waterfront Pinellas Town Home 3/3
$221,400 - 2/2 Waterfront Condo Mid Pinellas
$167,900 - Condo Investment on Gulf Beach
$149,900 - Tampa Bay Florida Condo 2/2
$134,900 - Waterfront Condo Pasco County FL
$110,000 - Waterfront Condo Mid Pinellas FL
Details on Any Above and More Here

FORECLOSURES Condos
$315,500 - Waterfront FL Condo w Boat Slip
$219,900 - 4Br Waterfront Condo Seminole FL
$214,900 - 4Br Foreclosure Clearwater FL
$195,500 - 3Br Town Home Seminole Florida
$176,900 - 3Br Foreclosure Florida Condo
$174,900 - Foreclosure Palm Harbor FL 3Br
$169,900 - Foreclosure Mad Beach FL Condo
$143,900 - Foreclosure Condo Pinellas FL 3Br
$134,950 - Largo FL Foreclosure Golf Condo
$129,900 - Pinellas FL Foreclosure Condo 3BR
Foreclosure Condos More Here

Waterfront Tampa Bay Homes
$530,000 - Waterfront Tampa Florida Home
$399,000 - Tri Level Waterfront FL Home
$357.000 - Sailboat Water Home Pasco FL
$329,000 - Waterfront Home Near Tampa FL
$269,000 - Pasco FL Waterfront Home 3Br
$259,990 - New 4BR Apollo Beach FL Home
$255,000 - Tampa Fl Home Sailboat Water
$240,000 - Waterfront Florida Pool Home 3Br
$229,700 - Waterfront Gulf Access FL 3Br
$210,000 - Deep Water Home Pasco Florida
$199,900 - Deep Water Gulf Access Home
$199,000 - Waterfront Gulf Access Home
$189,000 - Waterfront FL Home for Boating
$172,000 - Waterfront Home Pasco Florida
$165,000 - Pool Home Pasco County Florida
$159,900 - Waterfront FL Home on Canal
$149,900 - 3Br Pasco Home on Cotee River
Details on Any Above and More Here

FORECLOSURES Homes
$94,900 - Pinellas County FL Foreclosure
$104,700 - Pool Home Palm Harbor Florida
$132,500 - Clearwater Florida Foreclosure
$139,900 - Bank Owned Home St Pete FL
$189,900 - Seminole FL Foreclosed Home
$189,900 - Home Seminole FL Foreclosure
$190,900 - Foreclosure Pool Home Largo FL
$214,900 - 3Br FL Foreclosure Pinellas Home
$229,500 - Foreclosure FL Home 3Br w Pool
$264,900 - Dunedin Florida 3br with Pool
Foreclosure Homes More Here

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Realtors in Florida and lenders have learned to cope with distressed properties in a way that stabilizes the market.


Over 3 million homes and condos have been foreclosed in the last 3 years. A few million more will likely foreclose in the next 3 years. Analysts say more than 10 million households owe more on their mortgage than their real estate is worth.

Florida Gulf Beach Condos - Variety of Gulf Front Condos - Investments - Rental Income - Condo Hotels

Best Prices on Boating Waterfront Homes with Gulf Access Pasco Gulf Harbors Map

tampa bay florida real estate for sale homes condos gulf beaches waterfront foreclosuresSEARCH LIKE AN AGENT Start Your Own Free Personal Real Estate Account
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We typically negotiate asking prices down for our buyers in this market. Do the math and be a wise buyer.
Searching for a Waterfront Condo or Home with direct Gulf boating access or on a Golf Course or Lakefront property Click Here

Average Percent of Original Asking Price Received January 2013 - 92.9% and January 2014 - 93.2%

Jan 2013 to Jan 2014 - The percentage of Closed Sales which were All Cash Sales averaged 71% . Cash Sales can be a useful indicator of the extent to which investors are participating in the market. Why? Investors are far more likely to have the funds to purchase , whereas the typical buyer requires a mortgage or some other form of financing.

Florida had the highest rate of seriously delinquent mortgages in August 2013 with 12.4 percent of its mortgages past due for 90 days or more. That was more than twice the national delinquency rate of 5.3 percent of loans.

Some banks say that they’re holding off on the preapproval until they see the real estate appraisal. Until then, they prefer a prequalification, which tells borrowers the average size of loan they can qualify for based on stated income and based on an average of mortgage rates. It’s not as formal as a commitment for a loan. Preapprovals are usually binding for two to three months.

Is a down payment on a house tax deductible? Unfortunately, it is not deductible. As a general rule, buyers can factor the following in as deductible on their annual IRS income taxes: Mortgage loan interest - Real estate taxes - Closing fees (points) that decrease the rate of the mortgage loan - Mortgage insurance required on all FHA and VA loans, and on conforming or conventional mortgages higher than 80 percent loan-to-value (LTV).

The Federal Housing Finance Agency, which oversees the two government-controlled mortgage finance companies, sued 18 major banks over their sales to Fannie and Freddie of about $196 billion in mortgage securities that soured when the housing market collapsed in 2007.

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Property Insurance Florida In 2002, the Florida Legislature passed a law creating www.citizensfla.com Citizens Property insurance Corporation, which more efficiently and effectively provides insurance to homeowners in high-risk areas and others who cannot find coverage in the open, private insurance market.
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What's Happening in Local Real Estate Markets Florida Housing Trends News and Updates

In the last few years, International buyers have been largely cash buyers. 91 percent of Canadians who bought real estate property in Florida paid cash, 90 percent of Western Europeans, and 88 percent of Venezuelans, according to the latest international report by the National Association of Realtors.

Florida's real estate sales continue to show gains compared to the same time a year earlier. Due to falling real estate prices and rising foreclosures - sales of existing homes rose to its highest percentage according to a report issued by the National Association of Realtors (NAR). The increase resulted from buyers responding to improved housing affordability conditions

We Specialize in Gulf Front, Waterfront, Pre Construction Real Estate, Investments, Luxury Estates, Multi Million Dollar Properties. Serving the 6 County Tampa Florida Area of Pinellas County, Pasco, Hillsborough, Hernando, Manatee and Sarasota.

Real Estate Investments for Canadians, Brits and European Investors - Note this is a Florida buyers market and the dollars decrease returns increased value to overseas buyers. Many of the units can be purchased for your vacation and rented for income when you are not using the property. We represent Buyers and NOT Sellers. We have a long record of negotiating asking prices down through extensive research that is relayed to our buyers for consideration and offers. Questions or Assistance - Email Us

Short sales might be a good deal if you have the time. You may have to be rejected many times before somebody accepts accepts your offer.

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West Coast Florida Real Estate Tampa Bay Florida Homes Condos For Sale on Golf Courses,
Waterfront with Boat Slips, Gulf Access Luxury Estates, Investments and Retirement Units