still has the nation's highest foreclosure rate almost 3x the national average.
Florida Short Sale Update Home
Relocation - Update on Florida
Mortgage Foreclosures - Real Estate Buyer
Tips - Foreclosure Florida News
- Fannie Mae Short Sales Update on
Florida Short Sale Tax Breaks
foreclosures short sales
Florida foreclosure numbers. Discounts
on Florida mortgage rates - Home
and all cash
Housing prices on the rise and there is
more good housing news
Estate housing fraud is explored - Data to
consider for real estate
mortgage credit scores - Loans getting harder to get
real estate mortgage preparation Gulf Beach FL
- Sample web page
Maintenance Free Yards
There was a year over year
increase in closed sales and new listings for combined Townhome Condo and Single
Family Real Estate statistics in Florida. Townhome and Condo median prices have
increased 21%. Single Family home prices increased 13%, Inventory supply
confirms that we continue to be in a sellers
Mortgage Loan News - Financing costs are still low. You can get a 30 year mortgage around approximately 4.5 percent. If you put down 10 percent and the house is up 5 percent, then you would be up 50 percent on your investment. And you've locked in the cost over the next 30 years. The cost of owning is somewhat less than renting. Rent typically goes up every year. But on a 30-year mortgage, the cost is fixed.
Average Percent of Original Asking Price Received 2014 - 93% to 96%
2014 - The percentage of Closed Sales which were All Cash Sales averaged 71% . Cash Sales can be a useful indicator of the extent to which investors are participating in the market. Why? Investors are far more likely to have the funds to purchase , whereas the typical buyer requires a mortgage or some other form of financing.
Some banks say that they're holding off on the preapproval until they see the real estate appraisal. Until then, they prefer a prequalification, which tells borrowers the average size of loan they can qualify for based on stated income and based on an average of mortgage rates. It's not as formal as a commitment for a loan. Preapprovals are usually binding for two to three months.
Is a down payment on a house tax deductible? Unfortunately, it is not deductible. As a general rule, buyers can factor the following in as deductible on their annual IRS income taxes: Mortgage loan interest - Real estate taxes - Closing fees (points) that decrease the rate of the mortgage loan - Mortgage insurance required on all FHA and VA loans, and on conforming or conventional mortgages higher than 80 percent loan-to-value (LTV).
The Federal Housing Finance Agency, which oversees the two government-controlled mortgage finance companies, sued 18 major banks over their sales to Fannie and Freddie of about $196 billion in mortgage securities that soured when the housing market collapsed in 2007.
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Property Insurance Florida In 2002, the Florida Legislature passed a law creating Citizens Property insurance Corporation, which more efficiently and effectively provides insurance to homeowners in high-risk areas and others who cannot find coverage in the open, private insurance market.
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We Specialize in Gulf Front, Waterfront, Pre Construction Real Estate, Investments, Luxury Estates, Multi Million Dollar Properties. Serving the 6 County Tampa Florida Area of Pinellas County, Pasco, Hillsborough, Hernando, Manatee and Sarasota. Real Estate Investments for Canadians, Brits and European Investors - Note this is a Florida buyers market and the dollars decrease returns increased value to overseas buyers. Many of the units can be purchased for your vacation and rented for income when you are not using the property. We represent Buyers and NOT Sellers. We have a long record of negotiating asking prices down through extensive research that is relayed to our buyers for consideration and offers. Questions or Assistance - Email Us
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