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Florida still has the nation's highest foreclosure rate almost 3x the national average. Florida Real Estate News - Florida Short Sale Update Home Relocation - Update on Florida Mortgage Foreclosures - Real Estate Buyer Tips - Foreclosure Florida News - Fannie Mae Short Sales Update on Florida Short Sale Tax Breaks - Info on foreclosures short sales Florida foreclosure numbers. Discounts on Florida mortgage rates - Home buyers Low ball and all cash Housing prices on the rise and there is more good housing news Consumer Real Estate housing fraud is explored - Data to consider for real estate mortgage credit scores - Loans getting harder to get real estate mortgage preparation Gulf Beach FL Income Condos - Sample web page Investment Condos - Florida Zeroscaping Maintenance Free Yards

We Offer Buyers Full Access to All Real Estate MLS Listings Homes Condos Townhomes Villas Gulf Front Waterfront Golf Courses and more

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SEARCH CONDOS AND TOWNHOMES Under $120,000
$120,000 to $150,000

When you search real estate web sites on the internet and review listings, many times you don't know if they allow pets in condos. You can't determine the size of a boat slip or the depth of the water. How long the home or condo has been on the market. When you contact us with your criteria. We run a full search and email you all real estate that meets your desires and answer all those questions. We're Buyer Agents who represent real estate buyers.

Waterfront Tampa Bay Condos
$899,000 - 4BR T Home Clearwater Beach FL
$344,900 - Condo on Beach Indian Shores FL
$340,000 - Clearwater Beach Gulf Front Condo
$338,000 - $49K Income Florida Beach Condo
$299,000 - Redington Fl Condo with Boat Dock
$299,000 - Waterfront Villa w Boat Slip St Pete
$297,900 - Retirement Condo Clearwater Beach
$259,000 - Penthouse Waterfront Florida Condo
$269,000 - Redington FL Waterfront Condo 2/2
$264,900 - Condo Clearwater FL Waterfront
$260,000 - Waterfront St Pete Beach Condo
$259,900 - Waterfront Villa w Dock St Pete FL
$250,000 - St Pete FL Condo w Boat Dock
$199,900 - 2/2 Waterfront Condo Mid Pinellas
$157,000 - Vacation Condo Treasure Island FL
$115,000 - Waterfront Condo Pasco Florida
Details on Any Above and More Here

FORECLOSURES Condos
$215,000 - 4Br Clearwater T Home Foreclosure
$182,900 - Waterfront Foreclosure FL Condo
$154,500 - 3Br Foreclosure Pinellas FL Condo
$147,500 - 3Br Foreclosure T Home Clearwater
$132,500 - 2/2 Waterfront Fl Foreclosure Condo
$115,000 - Clearwater FL Foreclosure Condo
$104,900 - Foreclosure Condo Palm Harbor FL
$99,500 - Palm Harbor Florida Town Home
$85,000 - Waterfront FL Foreclosure Condo
Foreclosure Condos More Here

Waterfront Tampa Bay Homes
$479,900 - 4Br Waterfront FL Pool Home
$419,000 - Deep Water Pasco FL Pool Home
$349,900 - Waterfront FL 4BR Pool Home
$339,000 - Waterfront Home Pasco FL w Pool
$320,000 - 4Br Tampa Bay Waterfront Home
$312.000 - Sailboat Water Home Pasco FL
$285,000 - 3Br Hudson Fl Home Sailboat Water
$219,900 - Waterfront Pasco Florida Home 3Br
$209,900 - Waterfront FL Home w Boat Lift 3Br
$199,900 - Waterfront Pool Home Pasco FL
$199,000 - Waterfront Gulf Access Home
$179,000 - Waterfront Florida Updated Home
$173,900 - Condo w Boat Slip 3Br Pasco FL
$172,000 - Waterfront Home Pasco Florida
$129,000 - Pasco County Home on Canal
$96,900 - Waterfront FL Home on Canal
Details on Any Above and More Here

FORECLOSURES Homes
$131,300 - Dunedin Florida Foreclosure Home
$139,900 - Foreclosure Home Palm Harbor FL
$140,000 - Bank Owned Largo Florida Home
$154,900 - Foreclosure Palm Harbor FL 3Br
$169,900 - 4Br Clearwater FL Foreclosure Home
$180,400 - 3Br Foreclosure Home Dunedin FL
$180,500 - Dunedin FL Foreclosure w Pool
$247,500 - Foreclosure Home Dunedin FL 4Br
$549,900 - Short Sale Waterfront Palm Harbor FL
Foreclosure Homes More Here

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Realtors in Florida and lenders have learned to cope with distressed properties in a way that stabilizes the market.

Over 3 million homes and condos have been foreclosed in the last 3 years. A few million more will likely foreclose in the next 3 years. Analysts say more than 10 million households owe more on their mortgage than their real estate is worth.

tampa bay florida real estate for sale homes condos gulf beaches waterfront foreclosuresSEARCH LIKE AN AGENT Start Your Own Free Personal Real Estate Account
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Tampa Bay Cities - Include Clearwater, St Petersburg, Largo, Seminole, Dunedin, Palm Harbor

Florida Gulf Beach Condos - Gulf Front Condos - Investments - Rental Income - Condo Hotels

Foreclosure Florida Homes Under $150,000
Best Prices on Boating Waterfront Homes with Gulf Access Pasco Gulf Harbors Map

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We typically negotiate asking prices down for our buyers in this market. Do the math and be a wise buyer.
Searching for a Waterfront Condo or Home with direct Gulf boating access or on a Golf Course or Lakefront property Click Here

Mortgage Loan News 2014 - Financing costs are still low. You can get a 30 year mortgage around approximately 4.5 percent. If you put down 10 percent and the house is up 5 percent, then you would be up 50 percent on your investment. And you've locked in the cost over the next 30 years. The cost of owning is somewhat less than renting. Rent typically goes up every year. But on a 30-year mortgage, the cost is fixed.

Average Percent of Original Asking Price Received January 2013 - 92.9% and January 2014 - 93.2%

Jan 2013 to Jan 2014 - The percentage of Closed Sales which were All Cash Sales averaged 71% . Cash Sales can be a useful indicator of the extent to which investors are participating in the market. Why? Investors are far more likely to have the funds to purchase , whereas the typical buyer requires a mortgage or some other form of financing.

Florida had the highest rate of seriously delinquent mortgages in August 2013 with 12.4 percent of its mortgages past due for 90 days or more. That was more than twice the national delinquency rate of 5.3 percent of loans.

Some banks say that they're holding off on the preapproval until they see the real estate appraisal. Until then, they prefer a prequalification, which tells borrowers the average size of loan they can qualify for based on stated income and based on an average of mortgage rates. It's not as formal as a commitment for a loan. Preapprovals are usually binding for two to three months.

Is a down payment on a house tax deductible? Unfortunately, it is not deductible. As a general rule, buyers can factor the following in as deductible on their annual IRS income taxes: Mortgage loan interest - Real estate taxes - Closing fees (points) that decrease the rate of the mortgage loan - Mortgage insurance required on all FHA and VA loans, and on conforming or conventional mortgages higher than 80 percent loan-to-value (LTV).

The Federal Housing Finance Agency, which oversees the two government-controlled mortgage finance companies, sued 18 major banks over their sales to Fannie and Freddie of about $196 billion in mortgage securities that soured when the housing market collapsed in 2007.

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Largo Real Estate For Sale Pinellas County Florida Home and New Port Richey Florida Waterfront Home Pasco County
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Property Insurance Florida In 2002, the Florida Legislature passed a law creating www.citizensfla.com Citizens Property insurance Corporation, which more efficiently and effectively provides insurance to homeowners in high-risk areas and others who cannot find coverage in the open, private insurance market.
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Due to falling real estate prices and rising foreclosures - sales of existing homes rose to its highest percentage according to a report issued by the National Association of Realtors (NAR). The increase resulted from buyers responding to improved housing affordability conditions

We Specialize in Gulf Front, Waterfront, Pre Construction Real Estate, Investments, Luxury Estates, Multi Million Dollar Properties. Serving the 6 County Tampa Florida Area of Pinellas County, Pasco, Hillsborough, Hernando, Manatee and Sarasota.

Real Estate Investments for Canadians, Brits and European Investors - Note this is a Florida buyers market and the dollars decrease returns increased value to overseas buyers. Many of the units can be purchased for your vacation and rented for income when you are not using the property. We represent Buyers and NOT Sellers. We have a long record of negotiating asking prices down through extensive research that is relayed to our buyers for consideration and offers. Questions or Assistance - Email Us

Short sales might be a good deal if you have the time. You may have to be rejected many times before somebody accepts accepts your offer.

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