Charles Rutenberg Realty, Inc.1545 S Belcher Road, Clearwater
Florida 33764
Michael 'Max' Kuzmicz, Realtor® and Administrator of The Top Team
We are Buyers Agents with access to every
Florida Listing Rutenberg
Listings
Why you should use a Realtor®
Real Estate Code Of Ethics
We Specialize in
Gulf Front, Waterfront, Pre Construction Real Estate, Investments,
Luxury Estates, Multi Million Dollar Properties. Serving the 6 County Tampa Florida
Area of Pinellas County, Pasco, Hillsborough, Hernando, Manatee and Sarasota
Investor and
Negotiation Specialists
Real Estate Investments for Canadians, Brits
and European Investors - Note this is Florida buyers market and
the dollars decrease returns increased value to overseas buyers. Many of the units can be
purchased for
your vacation and rented for income when you are not using the property. We represent
Buyers and
NOT the Sellers. We have a long record of negotiating asking prices down through extensive
research
that is relayed to our buyers for consideration and offers. Questions or Assistance -
Phone 727-399-1347
SHORT SALES - TIME FRAME AND
MLS ASKING PRICES - Sellers who are forced out of their homes are usually not pleasant to
work with. The bank employees who are just doing their jobs follow procedures that many
times keep the buyer in suspense. Because of the large amount of foreclosures, banks are
overloaded with work and their response time could be lengthy. Even though they want to
sell a home, they will push to get the best price to minimize their losses. They
don’t usually play by your rules, they have their own paperwork and time frames.
Unlike real home sellers, they’re really “detached” from the properties
they sell. They could take 1-3 months just to respond to your offer, and it could take
sometimes 6 to 9 months to close a transaction. In most of the cases, their counter-offer
to the buyer will be the actual appraised value which could be much more than the asking
price you saw in the MLS. Short sales and pre-foreclosures could be a good deal if you
have the patience. You may have to be rejected many times before somebody accepts accepts
your offer. First time home buyers and buyers with short term move in dates should avoid
short sales.
Web Sites for Sellers-
Largo
Florida Home Clearwater Waterfront Condo
Waterfront
Home in Pasco County
Sliding Discount Commissions for
Sellers Top
Team Home Run
Contact Us for Monthly Sales Charts
such as> Housing Sales Example
Condo
Sales Example
IRS Information for Foreign Persons Involved
in U.S. Real Estate Transactions Read This
WHY - Buyers Save Money and time when Pre Approved for a Loan Info Here
Our Team also specializes in Investments and
1031 Exchanges
Search Crystal Beach to Palm Harbor Here Clearwater and Clearwater Beach St Pete Beach and St Pete
All Listings by City - Including Manatee and Sarasota County Here
Maps Pinellas Hillsborough Pasco County
Search Pasco County Florida Map
Florida Law
on Representation
School Grades Ombudsman for
Condominium Owners
Florida Real Estate News -
Housing Mortgage Rates and more
Condo Floor Plans
Florida Law on Buyer
and Seller Representation
SEARCH RESOURCES
Tampa Bay Home Taxes - Homestead Exemptions Tax on New Purchases
Full Inspections including Pre Listing Builder Warranty
Inspections - A small price for Big
Protection
Real Estate Inspection Companies
Hurricane & Weather Info
Tampa Bay FEMA Flood Zones Info Click
Here Flood Zone Info Click Here
How much Real Estate can you really afford - Free
Mortgage Info Mortgage Calculator
EPA Florida Radon
Zones and Information
Homes and Condos Watch Custom
Waterfront Townhome Contract 6 Days After Listing> View
Here
Typical
Closing Costs Home Appraisers Home Warranties Termite and Pest Inspectors
Florida Property Appraisers Search by County
Attorneys
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Commercial Investments
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Real Estate News -
Housing Mortgage Rates and more Area Home Services
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Area Home Sale Pinellas Real Estate
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Real Estate Search
It's a Buyers Market - Consult with a
Buyers Agent before you talk to a Sellers Agent Who Represents You?
Win a Silver Coin> Tell Us Where Tampa Bay At Night Submit Your Photo
VIP Buyers Closing Bonuses Up to $15,000, Buyer Protection,
Special Web Sites
For Real Estate $200,000 Up - Review Our VIP
Program with Closing Bonuses up to $15,000 Review Here
Win a Camera or a Brilliant
Uncirculated Silver Coin NO OBLIGATION DRAWING - 10 Prizes Review Here
Corey Lakes Lakefront Homes Tampa
Testimonials from Clients Real Estate Investment Tampa Area
Sunshine Skyway Bridge
Investment Blog
Info on Condo Investments
Real Estate Investors Tampa Bay Condo Rentals - For
Rent
http://topteamweb.typepad.com/tampa_bay_news_and_notes
news blog http://realestatecafe.blogs.com
Closing bonus up
to $15,000.00 VIP Program
http://www.topteamweb.com/waterfront-florida-homes.html
We're a Team of Realtors® with
access to All Florida Listings
All Florida Listings by City and
County Search Here
Property Insurance Florida
Flood Zone Map from FEMA
Flood Insurance and Risk Info In 2002, the
Legislature passed a law that combined the Residential Property and Casualty Joint
Underwriting Association and the Windstorm Underwriting Association. This resulted in the
creation of Citizens Property insurance Corporation, which more efficiently and
effectively provides insurance to, and serves the needs of, homeowners in high-risk areas
and others who cannot find coverage in the open, private insurance market. Web
Site http://www.citizensfla.com/gen_info.asp
NEW
IDX OLD IDX NEW Search
OLD Search
Belleair 500K Up condos
150 to 500K
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  IDX Listings shown on this web site are broker recriprocity
The data relating to property for sale on this web site comes in part from the
Broker Reciprocity Program of the Pinellas Suncoast Association of Realtors (PSAR). Real
Estate Listings held by brokerage firms other than Charles Rutenburg Realty, Inc. are
marked with the Broker Reciprocity logo. All information deemed reliable but not
guaranteed. All property is subject to prior sale, change or withdrawal. ©Pinellas
Suncoast Association of Realtors®. All rights reserved.
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